Hearing aid provision with DAK-Gesundheit: An overview of co-payments and subsidies
Overview of grants for the hard of hearing*
| Health insurance | 1. hearing aid | 2. hearing aid |
Repair flat rate** (per hearing aid) |
| VdEk (Barmer, DAK, HEK, HKK, KKH, Techniker) | €690.15 | €690,15 | €154.70 |
| AOK Baden- Württemberg | 685€ | 532€ | €125 |
| AOK Hessen | 680€ | 527€ | €120 |
| BKK Bundesverband | €719 | 569€ | €150 |
| BKK Verbund (Pronova,Schwenninger, Audi & Siemens BKK) | €685 | €532 | €125 |
| BKK Bahn | 685€ | 532€ | €125 |
| Knappschaft/ LKK | €650 | 494€ | €120 |
| IKK classic | 685€ | 532€ | €125 |
| IKK Verbund | 685€ | 532€ | €125 |
| BIG | 685€ | 532€ | €125 |
* WHO 2- 3
** Flat-rate repair fee = contractual arrangement between the service provider (hearing aid acoustician) and statutory health insurance companies, which covers all repairs/new production of earmolds for hearing aids covered by health insurance only (without additional payment) within the standard period of use of six years
.Hearing aids with DAK: an important contribution to quality of life
For many people, a hearing aid is more than just a technical aid: it is a part of their quality of life. DAK-Gesundheit understands this and offers its policyholders support in obtaining hearing aids. But how are co-payments and subsidies structured?
Understanding the co-payment regulations of DAK-Gesundheit
Policyholders of DAK-Gesundheit are entitled to a new hearing aid every six years. The health insurance fund covers the costs of a standard fitting. If the selected hearing aid is more expensive, a co-payment is required. However, this co-payment is limited by law to a maximum of 10 euros per hearing aid.
How much is the DAK subsidy for hearing aids?DAK-Gesundheit grants a fixed subsidy for the purchase of hearing aids. This amount is calculated in such a way that it fully covers the cost of a good quality model covered by health insurance. For more expensive models with additional functions, the insured person must bear the additional costs themselves.
Regulations on follow-up care with hearing aidsDAK-Gesundheit provides for regular follow-up treatment with hearing aids. After six years, or if hearing performance changes significantly, insured persons can apply for a new fitting.
What happens if a hearing aid is lost or defective?A lost or defective hearing aid can be a challenge. DAK-Gesundheit also supports its members in such cases, whereby the details of cost coverage are checked individually.The assumption of costs for hearing aids by DAK
For hearing aids that go beyond standardized care, there is the possibility of reimbursement by DAK-Gesundheit. In this case, consultation with the health insurance company and detailed advice from a hearing aid acoustician is essential.
How often does DAK cover new hearing aids?In principle, DAK-Gesundheit policyholders are entitled to a new hearing aid every six years. If a replacement is required before then, this will be reviewed on a case-by-case basis.
ConclusionDAK-Gesundheit provides its policyholders with extensive support when purchasing hearing aids. By covering the costs of standard devices and limiting co-payments, access to this important support is made easier. Individual needs are additionally covered by the possibility of reimbursement for higher-quality devices.
FAQs on the provision of hearing aids by DAK-Gesundheit
1. What does the DAK subsidy for hearing aids cover? The subsidy covers the cost of a standard hearing aid fitting. A co-payment may be required for higher-quality models.
2. How often can I get a new hearing aid through DAK? You are entitled to a new hearing aid every six years or if your hearing deteriorates significantly.3. Does DAK cover the full co-payment for hearing aids? DAK covers the cost of standard hearing aids. However, additional features may incur costs for the insured person.